I have had more than one person ask me, “how do you get a divorce when you don’t have any money?” This is a very understandable question. Breaking up is not only emotionally painful; it can be expensive.
Many people live paycheck to paycheck and do not budget for the day they may need an attorney or a divorce. Another situation could involve someone being on a fixed income. Typically, in either scenario, there is no money for a divorce lawyer and court costs, not to mention the other related expenses.
For many couples, finances keep them from getting a divorce because they are afraid they cannot afford it.
What Divorce Options Exists for those who are Financially Struggling?
Many people I meet with want to know:
- Are there any options available to someone who wants a divorce but is unable to financially?
- Can someone be too poor to divorce?
- What if I can not even afford to pay the filing fee?
When a divorce is filed, you must usually pay a “filing fee.” There may also be other court fees depending on your divorce.
Some of these fees may include:
- Paying for copies or
- Paying to have the other side served with court documents
If you do not have enough money to pay the court costs or fees, you can ask a judge to waive those fees.
The Good News - If You are Poor, You Do Not Need Money to Get a Divorce
You do not have to have any money to get a divorce, but you do have to follow the procedure set up by Texas to have the court fees waived.
This can be a huge benefit when you need to get out of a marriage but do not have the money.
The Bad News
As mentioned above, just because the fees are waived does not mean you can sign a piece of paper and you are done. There are a lot of procedures to follow.
I like to say you may have all the ingredients, but the cake is not going to bake itself. When you are representing yourself, you are going to have to do everything. That means:
- Fill out the correct paperwork
- Filing the paperwork
- Calling the court to get a hearing date
- Letting the other person know about the hearing date
Nothing happens automatically for the most part. So, if you ever feel like nothing is happening in your case, then you are probably the reason. Those clerks at the court just take the paperwork; your job is to do something with it.
Other Self-Representation Cautions
Whatever your reason for representing yourself (or going “pro se”) in your divorce, self-representation can be more expensive or costly than having an attorney.
The lawyer fees you save can cost you in other ways, sometimes in ways that are irreversible. Five reasons you should retain a well-versed divorce lawyer instead of self-representing include:
- You risk not getting as much as you’re entitled to by law
- Unforeseen issues may arise that you are not equipped to handle
- Your divorce may take longer and be more frustrating than it needs to be
- You may frustrate or anger the judge by your lack of knowledge or experience
- You may lack objectivity
You Get Less than you are Entitled to
Getting a divorce involves more than just knowing what forms to file and where to file them. A lawyer knows:
- the law
- the legal system
- divorce procedure
- what you should fight for, and how you should do it
Not having a lawyer represent you puts you at a disadvantage, especially if your spouse has a lawyer.
While you may think you and your spouse have all the issues worked out and your case is straightforward, my experience is that’s rarely the case.
By definition, very rarely are your interests truly aligned with the person you are divorcing.
An example of this is when somewhere in the process, your spouse will change their mind on:
- Child Support
Unfortunately, this often comes as a surprise in the form of a change made to the paperwork and the spouse does not learn about it until the divorce is over and their wages are garnished.
It is also possible the complication could be something else. Maybe you and your spouse’s interests are truly aligned. However, there is a child born during the marriage but with someone other than your spouse.
This complication will mean there is a divorce case and a paternity case at the same time. This little thing can mean your divorce is more complicated than many pro-se people can handle.
Your Divorce May Take Longer
A divorce lawyer has experience navigating the legal system. This can significantly speed up the process of your divorce.
I have seen a non-lawyer who tried to do their own divorce describe their experience as if someone dropped them in the middle of a jungle blindfolded without a map, compass, or any form of transportation and then being told they need to get to Disneyworld.
You may Frustrate or Anger the Judge
According to an American Bar Association Coalition for Justice survey, judges believe that self-represented litigants are doing a poor job representing themselves.
My personal observations of people representing themselves in courts are that judges often ignore these individuals and instead look to the other party’s attorney for what is going on. Things are often decided quickly and the person representing themselves is left in the dust wondering what happened.
You Risk Losing Objectivity
It’s hard not to be emotionally invested in your own divorce case, particularly if you have children. Being too close to a case means you risk losing sight of what’s in your best interests.
A lawyer can help you:
- Remain objective
- Let you know what you are entitled to
- Whether it makes sense to take a settlement offer or go to court
Pro Se or Self Representation Options
There are free divorce forms available online to the public. One of the first things you should consider before attempting to represent yourself to minimize divorce costs is that you most likely will be making tradeoffs to save on these costs. These tradeoffs can include:
- Time as money
- Knowledge of the law
- Your fair share
Many of the free forms that are available online will include an affidavit of indigency. With these forms and the affidavit of indigency, someone who does not have money can file their divorce for free.
Where to Start
You may want to start your self-representation journey by researching divorce law and procedure in one of the local law libraries. The following law libraries are available to the public:
- Harris County Law Library - 1019 Congress Ave, Houston, TX 77002
- John M. O'Quinn Law Library - 4800 Calhoun Rd, Houston, TX 77004
- Fred Parks Law Library- 1303 San Jacinto St, Houston, TX 77002
- Thurgood Marshall Law Library - 3100 Cleburne St, Houston, TX 77004
- Montgomery County Law Library - 301 N Thompson St #105, Conroe, TX 77301
Affidavit of Indigency
The affidavit of indigency is the form used to ask the court not to charge you for court fees. This form is also called an:
- Affidavit of Inability to Pay Court Costs or
- Pauper’s Oath
You can only use this form if:
- You get public benefits because you are poor or
- You can’t pay court fees
The information you give will ask about:
- What public benefits you receive such as SSI, WIC, Food Stamps, TANF, Medicaid, CHIP, etc.
- Your income sources such as wages, spousal support, child support, workers comp, etc.
- Your spouse’s income
- Your dependents
- Your property
- Bank accounts
You will also have to swear under oath that you are unable to pay court costs.
A Hearing on the Affidavit
Typically, after you file your case. The District Clerk will set the affidavit for a hearing in front of the Judge and make you prove that you are unable to pay court costs.
If this happens, you will need to provide the judge with information about:
- Your finances
- Evidence related to your income and expenses
- Why you are unable to pay court costs and filing fees
Legal Aid Divorce Help
If you are not able to handle a do-it-yourself divorce option where you file all the papers yourself, you may qualify for legal aid in your area or a volunteer lawyers program.
Some Houston non-profits include:
- South Texas College of Law Legal Clinic – Phone: 713-646-2990
- AVDA – Phone: 713-224-9911
- Houston Volunteer Lawyers Program – Phone 713-237-9429
- Houston Lawyer Referral Service – Phone: 713-228-0735
- Lone Star Legal Aid – Phone: 713-652-0077
Each organization will have its own set of qualifications you will need to meet. Those qualifications can include:
- Certain levels of poverty, often 200% below Federal Poverty Guidelines
- Many of the law school clinics will only take simple divorce cases such as no children, minimal property, and everything in agreement.
In addition to the requirements, there is often a long waiting list. Depending on the list, it can be anywhere from several months to years long. Everyone wants a free or pro bono attorney, so the wait can be long.
Mandatory Appointment of Attorney ad Litem for Parent
In certain types of family law cases, you may be entitled to a free lawyer. These cases are typically where the government is bringing a case against you.
Texas Family Code Section § 107.013 states that:
- In a suit filed by a governmental entity under Subtitle E in which termination of the parent-child relationship or the appointment of a conservator for a child is requested, the court shall appoint an attorney ad litem to represent the interests of:
- an indigent parent of the child who responds in opposition to the termination or appointment;
- a parent served by citation by publication;
- an alleged father who failed to register with the registry under Chapter 160 and whose identity or location is unknown; and
- an alleged father who registered with the paternity registry under Chapter 160, but the petitioner's attempt to personally serve citation at the address provided to the registry and at any other address for the alleged father known by the petitioner has been unsuccessful.
(a-1) In a suit described by Subsection (a), if a parent is not represented by an attorney at the parent's first appearance in court, the court shall inform the parent of:
- the right to be represented by an attorney; and
- if the parent is indigent and appears in opposition to the suit, the right to an attorney ad litem appointed by the court.
- If both parents of the child are entitled to the appointment of an attorney ad litem under this section and the court finds that the interests of the parents are not in conflict and that there is no history or pattern of past or present family violence by one parent directed against the other parent, a spouse, or a child of the parties, the court may appoint an attorney ad litem to represent the interests of both parents.
If you want to know more about what you can do, CLICK the button below to get your FREE E-book: “16 Steps to Help You Plan & Prepare for Your Texas Divorce”
If you want to know more about how to prepare, CLICK the button below to get your FREE E-book: “13 Dirty Tricks to Watch Out For in Your Texas Divorce, and How to Counter Them" Today!”
Other Articles you may be interested in:
- How to Get a Free or Nearly Free Divorce in Texas?
- 6 Tips for Getting a Free Divorce Consultation
- How Much Will My Texas Divorce Cost?
- How Can I Get My Spouse to Pay My Attorney's Fees in a Texas Divorce?
- How am I going to Pay for My Texas Divorce?
- Should I Hide Money from my Spouse to Get Ready for my Texas Divorce?
- 7 Important Ways to Financially Prepare for Your Texas Divorce
- 6 Tips - On How to prepare for a Texas Divorce
- Can I get child support while my Texas divorce is pending?
- The Cheap and Easy, Online Divorce
- Low cost and affordable divorces, attorneys, websites and divorce Costs in Texas
- $300 Divorce Cost a Man $100,000 in Texas
Law Office of Bryan Fagan | Spring Divorce Lawyers
The Law Office of Bryan Fagan routinely handles matters that affect children and families. If you have questions regarding divorce, it's important to speak with one of our Spring, TX Divorce Lawyers right away to protect your rights.
Our divorce lawyers in Spring TX are skilled at listening to your goals during this trying process and developing a strategy to meet those goals. Contact Law Office of Bryan Fagan by calling (281) 810-9760 or submit your contact information in our online form. The Law Office of Bryan Fagan handles Divorce cases in Spring, Texas, Cypress, Spring, Klein, Humble, Kingwood, Tomball, The Woodlands, the FM 1960 area, or surrounding areas, including Harris County, Montgomery County, Liberty County, Chambers County, Galveston County, Brazoria County, Fort Bend County and Waller County.