/* ====== LOBF Instructions & Forms (Overrides CMS Defaults) ====== */
    .lobf-tab-content {
      max-width: auto;
      margin: 0 auto;
      font-family: inherit;
      color: #2d2d2d;
      line-height: 1.55;
    }
    .lobf-tab-content a {
      color: #2d2d2d;
      text-decoration: underline;
      text-underline-offset: 3px;
    }
    .lobf-badge {
      display: inline-block;
      padding: 6px 10px;
      border-radius: 999px;
      border: 1px solid #e0e6e3;
      background: #f4f8f6;
      font-size: 13px;
      margin-bottom: 12px;
    }
    .lobf-callout {
      background: #f4f8f6;
      border: 1px solid #e0e6e3;
      border-left: 5px solid #d36a2f;
      border-radius: 14px;
      padding: 16px 16px;
      margin: 18px 0;
    }
    .lobf-callout strong {
      color: #2d2d2d;
    }
    .lobf-cta {
      background: #ffffff;
      border: 1px solid #e0e6e3;
      border-radius: 16px;
      padding: 18px;
      margin: 18px 0 26px;
      box-shadow: 0 6px 20px rgba(0,0,0,0.04);
    }
    .lobf-cta h3 {
      margin: 0 0 8px;
      font-size: 18px;
    }
    .lobf-cta p {
      margin: 0 0 12px;
    }
    .lobf-cta .lobf-btnrow {
      display: flex;
      gap: 10px;
      flex-wrap: wrap;
    }
    .lobf-btn {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 10px 14px;
      border-radius: 999px;
      border: 1px solid #e0e6e3;
      background: #f4f8f6;
      color: #2d2d2d;
      text-decoration: none;
      font-weight: 600;
      font-size: 14px;
      transition: background .2s ease, transform .05s ease;
    }
    .lobf-btn:hover { background: #e6efe9; }
    .lobf-btn:active { transform: translateY(1px); }
    .lobf-accent {
      color: #d36a2f;
      font-weight: 700;
    }<\/p>
<p>    /* ====== Accordion ====== */
    .lobf-acc {
      margin: 18px 0 8px;
      border: 1px solid #e0e6e3;
      border-radius: 16px;
      overflow: hidden;
      background: #f4f8f6;
    }
    .lobf-acc-item + .lobf-acc-item { border-top: 1px solid #e0e6e3; }
    .lobf-acc-btn {
      width: 100%;
      text-align: left;
      background: transparent;
      border: 0;
      padding: 14px 16px;
      cursor: pointer;
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 14px;
      font-size: 16px;
      font-weight: 700;
      color: #2d2d2d;
      transition: background .2s ease;
    }
    .lobf-acc-btn:hover { background: #e6efe9; }
    .lobf-acc-icon {
      color: #d36a2f;
      font-size: 16px;
      transform: rotate(0deg);
      transition: transform .2s ease;
      flex: 0 0 auto;
    }
    .lobf-acc-panel {
      max-height: 0;
      overflow: hidden;
      transition: max-height .25s ease;
      background: #ffffff;
    }
    .lobf-acc-panel-inner {
      padding: 0 16px 16px;
    }
    .lobf-acc-panel-inner p {
      margin: 10px 0;
    }
    .lobf-acc-panel-inner ul {
      margin: 10px 0 0 18px;
    }
    .lobf-acc-panel-inner li { margin: 6px 0; }<\/p>
<p>    .lobf-mini {
      display: grid;
      grid-template-columns: 1fr;
      gap: 12px;
      margin: 14px 0;
    }
    @media (min-width: 820px) {
      .lobf-mini { grid-template-columns: 1fr 1fr; }
    }
    .lobf-card {
      background: #ffffff;
      border: 1px solid #e0e6e3;
      border-radius: 16px;
      padding: 14px 14px;
      box-shadow: 0 6px 20px rgba(0,0,0,0.03);
    }
    .lobf-card h4 {
      margin: 0 0 6px;
      font-size: 15px;
    }
    .lobf-card p { margin: 0; font-size: 14px; }
    .lobf-legalnote {
      font-size: 13px;
      color: #555;
      margin-top: 6px;
    }