San Antonio Divorce Debt Division Lawyer
Protect Your Financial Future During Divorce
Divorce changes many things. Debt division is one of the most important. Credit cards, mortgages, car loans, and business debts do not disappear when a marriage ends.
If you are facing divorce, a San Antonio Divorce Debt Division Lawyer can help you protect your financial future and avoid unfair responsibility.
At the Law Office of Bryan Fagan PLLC – San Antonio Office, we guide clients through Texas community property laws and fight for fair outcomes.
How Debt Is Divided in a Texas Divorce
Texas is a community property state. In most cases, debts acquired during the marriage are considered community debt.
However, Texas courts do not automatically split debt 50/50. Instead, judges divide debt in a way that is “just and right.”
That means the court considers:
- Each spouse’s income
- Earning capacity
- Financial contributions
- Custody arrangements
- Fault in the marriage
- Future financial needs
Because every case is different, debt division requires careful legal analysis.
Community Debt vs. Separate Debt
Understanding the difference between community and separate debt is critical.
Community Debt
Community debt usually includes:
- Credit card balances accumulated during marriage
- Mortgages taken out during marriage
- Car loans
- Business loans acquired while married
Even if only one spouse’s name appears on the account, the court may still treat it as shared.
Separate Debt
Separate debt typically includes:
- Debt acquired before marriage
- Debt tied to separate property
- Obligations outlined in a prenuptial agreement
However, commingling funds can complicate matters. A San Antonio divorce debt division lawyer can help clarify classification.
We offer comprehensive family law and estate planning services, including but not limited to the following:
As a family law firm, we recognize that clients entrust us with a deeply personal aspect of their lives. Respecting this responsibility, our firm operates with professionalism, diligence, and efficiency, while maintaining open lines of communication with our clients. Not only do we provide access to their attorney, but also a dedicated client support team capable of addressing any inquiries regarding the case, status updates, billing concerns, or any other matters that arise throughout the process. Please don’t hesitate to discover how we can be of service to you.
Contact the Law Office of Bryan Fagan, PLLC at 830-216-6625 or online.
Common Debt Issues in San Antonio Divorces
Credit Card Debt
Credit card debt is one of the most disputed issues in divorce. Courts examine whether the charges benefited the household or served personal use.
Mortgage and Home Loans
The marital home often carries the largest shared debt. One spouse may refinance and assume the mortgage, or the home may be sold to divide equity and liabilities.
Business and Personal Loans
Business-related debts require financial analysis and valuation. Courts often consider who controls and benefits from the business.
Why Financial Disclosure Matters
Full financial disclosure is required in Texas divorces.
Each spouse must provide:
- Bank statements
- Loan documents
- Credit reports
- Tax returns
Incomplete disclosures can lead to unfair outcomes. An experienced divorce debt division lawyer can identify hidden liabilities and protect your rights.
Protecting Yourself During Debt Division
You can take steps to protect your financial stability:
- Close or freeze joint accounts
- Monitor your credit
- Separate finances early
- Avoid incurring new shared debt
Most importantly, consult a San Antonio divorce debt division lawyer before making major financial decisions.
Why Hire a San Antonio Divorce Debt Division Lawyer?
Debt division impacts your long-term financial security.
A knowledgeable attorney can:
- Analyze community vs. separate debt
- Negotiate fair settlements
- Prevent unfair debt assignment
- Represent you in court
- Protect your credit and assets
At the Law Office of Bryan Fagan PLLC – San Antonio Office, we focus on strategic, results-driven representation.
Start Your Financial Fresh Start Today
Divorce is challenging. However, dividing debt does not have to ruin your future.
With the right San Antonio divorce debt division lawyer, you can move forward with confidence and financial clarity.
📞 Call 830-216-6625 today to schedule your free consultation and protect your financial future.
