Facing a divorce is an emotionally taxing journey under any circumstances. But when one or both spouses serve in the military, the process becomes intertwined with a unique web of federal regulations and state laws. This guide is designed to provide a clear roadmap for understanding military divorce laws in Texas, offering clarity and support for service members and their families during a difficult time. At The Law Office of Bryan Fagan, PLLC, we recognize the immense sacrifices made by military families and are dedicated to navigating these complexities with the expertise and empathy you deserve.
Think of a standard divorce as following a state map—in this case, the Texas Family Code. A military divorce, however, requires you to navigate with both that state map and a federal atlas simultaneously. Understanding how these legal frameworks overlap is critical to protecting your rights, your finances, and most importantly, your children’s well-being. Our firm has extensive experience handling the specific challenges of jurisdiction, military retirement division, and child custody for service members.

Divorce is an emotionally draining experience, but military families face a distinct set of pressures that civilians rarely encounter. We understand the immense sacrifices service members and their spouses make every day. The constant strain of deployments, the upheaval of frequent relocations for Permanent Change of Station (PCS) orders, and the often-difficult process of reintegrating into family life can place an incredible burden on a marriage.
These unique stressors are a significant reason why marital outcomes can look different for military families. In fact, historical data has often shown military divorce rates to be higher than civilian ones, a direct reflection of this demanding lifestyle. You can discover more insights about military divorce rates and their underlying causes to get a better sense of these trends.
A Whole Different Ballgame: Key Differences in Military Divorce
Unlike a standard Texas divorce, a military divorce absolutely requires an attorney who is fluent in both state and federal law. It’s not just an option; it’s a necessity. Several key areas immediately set these cases apart:
- Jurisdiction: Just figuring out where to file can be a headache. What happens if a service member is stationed in Texas but still claims legal residency in another state?
- Servicemembers Civil Relief Act (SCRA): This is a huge one. This federal law provides powerful legal protections for active-duty members, including the ability to pause divorce proceedings if their military duties prevent them from responding.
- Division of Military Retirement: A military pension is often one of the most significant assets in the marriage. Its division is governed by the federal Uniformed Services Former Spouses’ Protection Act (USFSPA), which works in tandem with Texas’s community property rules.
- Child Custody and Support: How do you create a stable parenting plan when deployments and potential relocations are a fact of life? The uncertainty can profoundly impact a child's emotional and academic well-being.
To illustrate how these factors differ from a typical civilian divorce, let's break down the main distinctions you'll encounter.
Key Differences Between Civilian and Military Divorce in Texas
| Legal Aspect | Civilian Divorce | Military Divorce Consideration |
|---|---|---|
| Filing Location (Jurisdiction) | Based on the residency of one spouse, typically 90 days in the county and 6 months in the state, as per the Texas Family Code. | More complex. Can be filed in the state where the service member is stationed, claims legal residence, or where the non-military spouse resides. |
| Timing & Delays | Follows standard court timelines. Delays are typically requested for personal or legal reasons. | Protected by the Servicemembers Civil Relief Act (SCRA), which allows active-duty members to request a "stay" or pause on proceedings if their service interferes. |
| Serving Divorce Papers | Papers are personally served to the other spouse by a process server or sheriff. | Service can be complicated by a spouse's location (e.g., overseas, on a secure base). Specific military procedures may apply. |
| Retirement & Pension Division | Governed strictly by Texas community property law for assets like 401(k)s. | Governed by both Texas law and the federal Uniformed Services Former Spouses’ Protection Act (USFSPA). Strict rules apply, including the "10/10 Rule" for direct payments. |
| Child Custody & Visitation | Parenting plans focus on local stability, school schedules, and holidays. | Must account for unpredictable schedules, deployments, and potential relocations (PCS). Requires highly flexible and detailed possession orders. |
| Child Support Calculation | Based on Texas guidelines using the non-custodial parent's net monthly income. | Calculation is more complex, as it must correctly account for various military allowances like Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS). |
| Health & Life Insurance | Handled through private insurance (COBRA) or the marketplace after divorce. | Former spouses may be eligible for continued TRICARE benefits under the "20/20/20 Rule." The Survivor Benefit Plan (SBP) is also a key consideration. |
As you can see, the considerations for a military divorce go far beyond what a typical civilian couple faces. Each of these areas requires careful navigation to protect the rights of both the service member and the military spouse.
A Real-World Example of Military Divorce Challenges
Let’s put this into perspective with a hypothetical scenario. Imagine an Army Sergeant stationed at Fort Cavazos (formerly Fort Hood) is served divorce papers. His spouse has already moved with their two school-aged children to live with her parents near San Antonio. To make matters worse, the Sergeant is scheduled for a nine-month deployment in just three weeks.
Instantly, a minefield of critical questions explodes:
- Can he use the SCRA to pause the divorce until he gets back?
- How will the court even begin to calculate child support based on his complex military pay, which includes things like a Basic Allowance for Housing (BAH)?
- Most importantly, how can they possibly create a possession order that gives the kids stability now but also guarantees he gets meaningful time with them when he returns?
This overwhelming uncertainty can completely disrupt the children's sense of security. The stress of a parent's impending deployment, combined with the instability of divorce, can ripple out and negatively affect their focus in school and their overall emotional health.
This scenario is exactly why specialized knowledge isn’t just helpful—it’s essential. The tangled web of military divorce laws in Texas demands an attorney who pays meticulous attention to every single detail. Our firm is committed to guiding service members and their spouses through these unique challenges with the clarity and compassion they deserve.
If you are facing a military divorce, you don't have to go it alone. Schedule a consultation with The Law Office of Bryan Fagan, PLLC today to discuss your case and protect what matters most—your family's future.
Where Do We File? Nailing Down Jurisdiction in Your Case
One of the first, and most critical, hurdles in any military divorce is answering what seems like a simple question: "Where do we file the case?" But with the constant moves that come with military life, the answer is rarely straightforward. Getting this wrong can lead to expensive delays or, even worse, having your case thrown out entirely. Understanding the rules of jurisdiction for a Texas military divorce is the non-negotiable first step toward getting things resolved.
For a typical civilian divorce, the rule is cut and dry. Texas Family Code Sec. 6.301 requires at least one spouse to have lived in Texas for at least six months, and in the specific county where they're filing for the last 90 days. But military service throws a wrench in that standard. A service member's legal home, or domicile, might be a completely different state than where they are currently stationed. That distinction is everything.
Domicile vs. Station: The Heart of Military Jurisdiction
Think of your domicile as your permanent legal home—the place you consider home base, the one you intend to return to, even if you're stationed halfway across the world. For instance, a soldier might have grown up in Florida, enlisted there, and still have a Florida driver's license. That makes Florida their domicile, even if they've been stationed at Fort Cavazos in Texas for the last few years.
Thankfully, the law gets it. Texas courts can take on a divorce case if the service member is stationed in Texas, regardless of where their official domicile is. This common-sense rule prevents a family that has built a life in Killeen for three years from being forced to handle their divorce in a state they haven't set foot in for a decade.
The constant relocations that are part of military life can turn a child's world upside down. Getting the jurisdiction right from the very beginning provides a dose of legal predictability. That predictability, in turn, helps bring back a sense of security for children whose school performance and emotional health really depend on routine and stability.
This flexibility is designed to let families sort out their legal issues in the place where their life is actually happening right now.
A Real-World Example: Untangling the Jurisdiction Puzzle
Let's walk through a scenario to see how this plays out in real life.
- The Situation: Captain Eva Rostova is an Air Force pilot. She's been stationed at Lackland AFB in San Antonio, Texas, for two years. Her husband, Mark, separated from her and moved to Florida six months ago to live with his parents, taking their children with him temporarily. Captain Rostova feels like Texas is home now, but her legal domicile is still Ohio, where she originally enlisted. Mark is threatening to file for divorce in Florida.
So, where can this divorce actually be filed?
- Texas: Absolutely. Even with an Ohio domicile, Captain Rostova has been living and stationed in Bexar County, Texas, for far longer than the required time. Because she's stationed here, Texas courts have jurisdiction.
- Florida: Yes, this is also a possibility. Mark now meets Florida's residency requirements, so he could legally file there.
- Ohio: Yes. As Captain Rostova's legal domicile, Ohio remains a valid state for filing the divorce.
This situation creates what lawyers often call a "race to the courthouse." The first person who properly files for divorce and serves the other spouse is the one who usually locks in which state's court will handle the case.
For Captain Rostova, filing in Texas is a huge advantage. The courthouse is local, and she can actually show up for hearings without derailing her career. If Mark beats her to it and files in Florida, she'll be stuck trying to find a Florida attorney and potentially flying across the country for court dates, all while managing the intense demands of her military duties.
This jurisdictional tug-of-war adds yet another layer of stress for their kids, who are already in limbo. A quick, correct filing in the right place brings clarity much faster, cutting down on the emotional turmoil that can tank a child's school performance and mental health.
Because jurisdiction is such a foundational—and frequently fought over—piece of military divorce laws in Texas, you simply have to get it right. An experienced family law attorney can look at your unique situation and map out the most strategic place to file, giving you a solid start to a very complex process.
If you are a service member or military spouse with questions about where to file for divorce, don't leave it to chance. Schedule a consultation with The Law Office of Bryan Fagan, PLLC to get clear, actionable advice on securing jurisdiction and protecting your family's future.
How the SCRA Protects Service Members During Divorce
Imagine you're deployed halfway around the world, completely focused on your mission. Then, you get a notification: your spouse has filed for divorce back home in Texas. How could you possibly respond, attend hearings, or protect your rights from another time zone? It would be an impossible situation, putting you at a massive disadvantage.
Thankfully, this exact scenario is why the federal government enacted the Servicemembers Civil Relief Act (SCRA). This law is a cornerstone of military divorce laws in Texas, and it acts as a powerful shield for active-duty personnel. The SCRA isn't a "get out of jail free" card to avoid legal responsibilities; it’s a critical safeguard that levels the playing field when military duty makes it impossible to participate in a civil case.

The Power of a Stay in Proceedings
The SCRA's most important protection in a divorce is the ability to request a "stay." Think of it as a legal pause button. If a service member’s military duties physically prevent them from participating in the case, they can ask the court to temporarily halt the proceedings.
However, this isn't an automatic process. You can't just ignore the lawsuit and assume you're protected. The service member has to proactively request the stay and prove to the court why it's necessary.
How to Properly Request an SCRA Stay
To invoke your SCRA rights, you have to follow a specific procedure. Simply telling the judge you're busy isn't enough. The service member must provide the court with:
- A written statement that explains exactly why their current military duties make it impossible for them to properly participate in the divorce.
- A specific date when they believe they will be available to move forward with the case.
- A letter from their commanding officer that confirms their military duties prevent them from appearing in court and that leave is not currently authorized.
These steps show the court that the request is based on genuine military necessity, not just an attempt to drag out the divorce.
Real-Life Scenario: An SCRA Request from Overseas
Let's look at a practical example. A soldier stationed in Germany is served with a divorce petition filed by their spouse back in Killeen, Texas. The soldier is smack in the middle of a critical training exercise and can't get leave. On top of that, communicating with a lawyer is a nightmare due to the time difference and limited access to secure phone lines.
In this situation, the soldier would work with their attorney to file a request for an SCRA stay. They would submit a sworn statement detailing how the training exercise materially affects their ability to respond, backed by a letter from their CO. A Texas court would almost certainly grant an initial stay of at least 90 days, effectively pausing the divorce until the soldier is in a position to meaningfully participate.
The SCRA provides a crucial pause button, giving service members breathing room to handle legal matters without sacrificing their military responsibilities. For children caught in the middle, this legal stability can be a lifeline. It prevents rash decisions made under duress and allows for more thoughtful planning, which directly supports their emotional and academic well-being during a turbulent time.
The Impact on the Non-Military Spouse
While the SCRA is vital for protecting service members, it's just as important to understand how it affects the non-military spouse. A stay can mean long delays, stretching out the emotional and financial limbo of the divorce process. This is especially tough when kids are involved and critical decisions about custody, housing, and support are put on hold.
Ultimately, the blend of state and federal rules is what makes these cases so unique. Texas military divorce law is written to work alongside federal protections like the SCRA. You can learn more about how federal laws are woven into military divorce statistics and legal frameworks.
The SCRA is a powerful but complex tool. Whether you're a service member needing to use your rights or a spouse facing potential delays, getting expert legal guidance is non-negotiable. Contact The Law Office of Bryan Fagan, PLLC to schedule a consultation and make sure your rights are protected every step of the way.
Dividing Military Retirement Pay and Benefits
For many military families, a service member’s retirement pay is the single largest financial asset they’ve built together. This makes its division one of the most critical—and often contentious—parts of a military divorce. To get to a fair outcome, both the service member and the non-military spouse need to understand how military divorce laws in Texas handle this complex asset.
So, how does it work? Texas is a community property state. That principle, laid out in the Texas Family Code, generally means that any assets you acquire during the marriage are considered jointly owned by both of you. A federal law, the Uniformed Services Former Spouses’ Protection Act (USFSPA), essentially gives Texas courts a permission slip to apply our state’s community property rules to military retirement pay.
In short, the USFSPA lets Texas judges treat disposable retired pay earned during the marriage as a community asset that can be divided. This is a crucial piece of the puzzle that ensures a spouse's contributions to the marriage and the military career are recognized financially.
The Myth of the 10/10 Rule
One of the most persistent myths in military divorce is the "10/10 Rule." A lot of people mistakenly believe that if a couple wasn’t married for at least 10 years that overlapped with 10 years of military service, the former spouse gets nothing.
This is absolutely false.
The 10/10 Rule has nothing to do with whether a former spouse is entitled to a share of the retirement. It's simply an administrative rule about payment.
The 10/10 Rule only determines how a former spouse gets paid, not if they get paid. It dictates whether the Defense Finance and Accounting Service (DFAS) can make direct payments to the former spouse.
If you meet the 10-year overlap, DFAS can send the former spouse their share of the retirement pay directly. If you don't meet it, the service member is still legally obligated to pay their ex-spouse whatever the court ordered—they just have to cut the check themselves every month. A properly drafted divorce decree makes this obligation enforceable, regardless of the 10/10 Rule.
Other military-related assets, like a Thrift Savings Plan (TSP), are also divided as community property. Just like a civilian 401(k), the portion of the TSP that was contributed during the marriage will be split fairly between the spouses.
The following infographic illustrates how child custody, a parallel concern in these discussions, is handled, focusing on the child's best interests, deployment schedules, and different types of legal custody.

This visual helps reinforce the idea that every decision, whether financial or parental, must ultimately create stability for the child in the midst of the unique challenges of military life.
Let’s walk through an example to see how this plays out in the real world.
- The Situation: Sergeant Miller is getting a divorce from his wife, Sarah, in Texas. They have been married for 18 years, all of which took place during his 22 years of active-duty service in the Army. He’s planning to retire soon.
- The Calculation: A Texas court first needs to figure out the community property portion of his retirement. Since they were married for 18 of his 22 years of service, the community share is about 81.8% (18 divided by 22). Under Texas community property law, Sarah is entitled to half of that portion.
- The Result: Sarah’s share would be approximately 40.9% (half of 81.8%) of Sergeant Miller's future disposable retired pay. And because their marriage (18 years) and his service (22 years) both easily clear the 10-year mark, the court can order DFAS to pay Sarah her 40.9% share directly from Sergeant Miller's retirement check each month.
This direct-payment mechanism prevents the enormous stress that would come from Sarah having to chase down her ex-husband for a check every month. For the kids involved, that financial stability is huge. It means their needs are met consistently, which has a direct impact on their well-being and helps them stay focused in school during a tough family transition. The legal tool that makes this all happen is a properly drafted Military Pension Division Order.
Dividing military retirement is a precise legal process that demands a solid grasp of both Texas community property law and complex federal regulations. One mistake can have financial consequences that last a lifetime.
If you're facing a divorce involving military retirement benefits, you need an attorney who is fluent in these specific rules. Schedule a consultation with The Law Office of Bryan Fagan, PLLC today to make sure your financial future is protected.
Crafting Stable Child Custody Plans for Military Families
For kids in military families, life is a constant shuffle of new homes, new schools, and long goodbyes. Deployments and relocations are just part of the deal. While children are resilient, this built-in instability can create a ton of stress, and a divorce can feel like pulling the rug out from under them completely.
That’s why, when you’re navigating military divorce laws in Texas, a well-thought-out parenting plan isn’t just a nice-to-have—it’s the bedrock of your child’s future stability. Every Texas custody decision is built on the "best interest of the child" standard, a core principle from Texas Family Code Sec. 153.002. In a military divorce, that standard takes on a whole new level of complexity.
The real challenge is making this legal standard work with the realities of military life. How do you keep a strong bond between a parent and child when that parent might be deployed for a year or get PCS orders to a base on the other side of the world? The only way is to build a detailed, forward-thinking parenting plan that anticipates these curveballs and lays out clear rules for handling them.
Building a Resilient Parenting Plan
A generic, cookie-cutter possession order just won't cut it for military families. You need a plan that's as tough and flexible as you are. A truly resilient plan anticipates the unique hurdles of military service and provides a clear roadmap, which helps cut down on arguments and gives kids the consistency they desperately need.
Here are some must-have elements:
- Detailed Long-Distance Possession Schedules: This is way more than just deciding who gets Thanksgiving. It means scheduling specific times for video chats and phone calls. It means nailing down travel arrangements for summer breaks and holidays to guarantee frequent, meaningful contact, no matter how many miles are in between.
- Delegation of Parental Rights During Deployment: The Texas Family Code has a smart provision allowing a deploying parent to temporarily hand over their possession periods to a trusted relative, like a grandparent or a stepparent. This is a game-changer for keeping a child connected to their extended family while their parent is serving overseas.
- Clear Communication Protocols: The plan should spell out how parents will talk about the big stuff—health, education, and general well-being. You might even designate a specific app or email for non-urgent issues to keep conversations focused and business-like, preventing old arguments from creeping in.
The whole point of a military parenting plan is to create predictability in an unpredictable world. When kids know what to expect—how they'll get to talk to their deployed mom or dad, when they'll see them next—it strengthens their emotional foundation. That security helps them do better in school and handle the family's transition with more confidence.
How Military Pay Affects Child Support
Another pillar of stability for a child is financial consistency. Figuring out child support in a military divorce is a bit more complicated than with a standard 9-to-5 job, because a service member’s paycheck is more than just base pay.
In Texas, child support is calculated based on a parent’s net monthly resources. For a service member, this includes their base pay, but it also includes non-taxable income like Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS). Getting this calculation right is absolutely critical for making sure the child support order is fair and the child has everything they need. An experienced military divorce attorney knows exactly how to read a Leave and Earning Statement (LES) to ensure every source of income is accounted for.
Real-World Scenario: Relocation vs. Parental Rights
Let's walk through a situation that happens all the time. A Navy sailor is stationed at NAS Corpus Christi. He and his wife are divorcing. She wants to move with their two elementary-school-aged kids back to her home state to be near her parents for support. It makes sense for her, but the sailor objects, arguing that a move that far away would make it almost impossible for him to be an active father.
So, how does a Texas judge handle this?
The court’s entire decision will hinge on one thing: the best interest of the children, as required by the Texas Family Code. The judge is going to weigh several key factors:
- The Children's Stability: Would moving provide a more stable home with a strong family support system? Or would it rip them away from their school, their friends, and the only home they know? This directly impacts their academic and social life.
- The Sailor's Relationship: How involved is he right now? If he's coaching their soccer team, helping with homework, and there for weekend visits, a move would gut that relationship. Maintaining a strong bond with both parents is crucial for a child's emotional health.
- The Parents' Motives: Is the mother's reason for moving genuine and truly aimed at giving the kids a better life? Or does it seem like she’s trying to put distance between the kids and their dad?
A judge has to carefully balance the potential upside of the move against the very real harm of weakening the children's bond with their father. The outcome is never a sure thing, which just goes to show how important it is to build a strong, evidence-based case that stays laser-focused on what's truly best for the kids.
Creating a custody and support plan that can hold up under the unique pressures of military life takes specialized knowledge and meticulous planning. To protect your relationship with your children and secure their future, you need an advocate who gets it. Schedule a consultation with The Law Office of Bryan Fagan, PLLC to discuss how we can build a parenting plan that works for your family.
Your Practical Checklist for Finalizing the Divorce

As you get closer to the finish line, keeping everything organized is the best way to ensure a smooth transition into your new life. Think of this as your practical roadmap—moving beyond legal theories to give you a clear, step-by-step guide for wrapping up your Texas military divorce without letting any crucial details slip through the cracks.
Key Administrative and Legal Tasks
This is where meticulous attention to detail really pays off and secures your future. Both the service member and the former spouse need to tackle these essential steps to make sure the court's orders are actually put into action.
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Final Decree of Divorce: Before anything is signed by the judge, sit down with your attorney and review the final decree line by line. You need to confirm every detail—property division, custody, support—is exactly as you agreed. Once it's filed, it's official.
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Military Pension Division Order (MPDO): If a military pension is being divided, this is a separate, critical document. Make sure it's drafted correctly and sent to the Defense Finance and Accounting Service (DFAS) right away. This is the order that tells DFAS to send payments directly to the former spouse.
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Update DEERS: The service member has the responsibility to update their status in the Defense Enrollment Eligibility Reporting System (DEERS) from "married" to "divorced." This action directly impacts the former spouse's eligibility for benefits, so it can't be overlooked.
Updating Personal and Financial Records
The work isn't over once you leave the courtroom. A handful of personal updates are needed to reflect your new status and protect your assets. Getting these done promptly can save you from major headaches and potential conflicts down the road.
The final steps of a divorce are just as important as the first. Properly executing these administrative tasks provides closure and financial security, which is vital for the emotional well-being of you and your children as you begin a new chapter.
As you finalize your divorce, it's crucial to update your beneficiaries and re-evaluate your insurance needs. You may also want to explore life insurance options for veterans to secure your family’s financial future. Also, remember to update Survivor Benefit Plan (SBP) elections and change beneficiaries on all life insurance policies, retirement accounts, and your will.
Navigating the complexities of military divorce laws in Texas requires a steady hand from start to finish. If you need personalized legal guidance, schedule a consultation with The Law Office of Bryan Fagan, PLLC today.
Common Questions in a Texas Military Divorce
When you're dealing with a divorce that involves military service, you're not just navigating Texas law—you're also dealing with a complex web of federal rules. It can feel like learning a whole new language. To help clear things up, let's walk through some of the most frequent questions we hear from service members and their spouses.
Can a Service Member Be Served Divorce Papers While Deployed?
The short answer is yes, a service member can absolutely be served with divorce papers even if they're deployed overseas. But, and this is a big but, federal law steps in to make sure they aren't at an unfair disadvantage.
The Servicemembers Civil Relief Act (SCRA) is a powerful legal shield designed for this exact scenario. A deployed service member can ask the court for a "stay," which is basically a temporary pause on the divorce proceedings for at least 90 days. It's not an automatic thing; they have to formally request it and explain how their military duties are getting in the way of them being able to respond. This protection ensures their active service doesn't jeopardize their rights back home.
How Is Military Disability Pay Divided in a Texas Divorce?
This is a point that causes a lot of confusion, but the rule is crystal clear. In Texas, a court cannot divide military disability pay in a divorce. It is not considered community property.
This is dictated by federal law, specifically the Uniformed Services Former Spouses’ Protection Act (USFSPA). This act explicitly excludes VA disability benefits from what's called "disposable retired pay." What this means in practical terms is that any portion of retirement pay a service member waives to receive those tax-free disability benefits is protected. It's considered their separate property, end of story.
What Is the 20/20/20 Rule for Former Military Spouses?
The "20/20/20 Rule" is a federal guideline that can be a lifeline for a non-military spouse after a divorce, granting them significant post-divorce benefits. It's not something everyone qualifies for, though. You have to hit three specific benchmarks:
- The marriage must have lasted at least 20 years.
- The service member must have at least 20 years of creditable service.
- There must be an overlap of at least 20 years between the marriage and the military service.
If a former spouse meets all three of these conditions, they get to keep their full military benefits. This includes TRICARE health coverage and access to the commissary and exchange. For many, this provides crucial stability, especially when it comes to healthcare, long after the divorce is final.
The unique details of military divorce laws in Texas require a legal team that knows the terrain. Protecting your rights and your family’s future is too important to leave to chance. At The Law Office of Bryan Fagan, PLLC, our attorneys have the experience, expertise, and authoritativeness to guide you through every step of this process with trustworthiness and compassion. Schedule your free consultation today and get the dedicated support you and your family deserve.
