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Create a Living Will: The Smart Step Families Shouldn’t Skip

If you’re thinking about long-term planning for your healthcare, it’s not just about picking the right insurance or setting up a trust. One document often left out of early conversations is the living will. It might sound like something only older adults or seriously ill individuals need, but that’s not true.

To create a living will is to take control of your medical care before a crisis happens. Without one, your loved ones might face hard choices, legal disputes, or disagreements with healthcare providers during already stressful times. And in Texas, specific rules apply that make early planning even more important.

Here’s what you need to know to stay prepared.

Understanding What It Means to Create a Living Will

A living will is a legal document that tells doctors what kind of medical treatments you want or don’t want if you become unable to speak for yourself. In Texas, this document is called a “Directive to Physicians and Family or Surrogates.”

When you create a living will, you’re making it clear whether you want life-sustaining treatment if you’re diagnosed with a terminal or irreversible condition. Life-sustaining treatments include things like:

  • Mechanical ventilation
  • Artificial nutrition or hydration
  • Dialysis
  • CPR

You don’t need to wait for retirement to write one. Medical emergencies can happen at any age, and Texas law allows any competent adult (18 or older) to complete this form.

Understanding What It Means to Create a Living Will

Delaying this step can leave your family guessing or arguing when it matters most. Without a living will, your doctors and loved ones may struggle to agree on what you would have wanted.

Here’s what happens if you don’t create a living will:

  • Your spouse, children, or parents might have to make difficult decisions without knowing your wishes.
  • If they disagree, a court may have to decide on your care.
  • Medical providers may continue treatment longer than you would have chosen.

These problems often create emotional and financial strain for families, especially in Texas, where courts may need to get involved if there’s no clear directive.

What a Living Will Covers and What It Doesn’t

A common misunderstanding is that a living will covers all types of future health-related decisions. That’s not the case.

When you create a living will, you’re only addressing life-sustaining treatment in specific situations:

  • You are diagnosed with a terminal condition and expected to die within six months
  • You have an irreversible condition, meaning your body can’t recover and you can no longer make decisions

What it doesn’t include:

  • Appointing someone to make healthcare decisions for you (that’s a medical power of attorney)
  • Financial decisions (covered by durable power of attorney)
  • Organ donation (separate directive)
  • Mental health treatment preferences (different form under Texas law)

So while it’s powerful, a living will should be just one part of your advance care planning.

How to Create a Living Will in Texas

Texas has its own rules for what a valid Directive to Physicians must include. To create a living will that’s legally valid in the state:

  1. Use the correct form: The state provides an approved format called the Texas Directive to Physicians and Family or Surrogates. You can download it online or get it from your doctor’s office or attorney.
  2. State your wishes clearly: Choose whether to continue or withhold life-sustaining treatment in the two situations mentioned earlier.
  3. Sign in front of two witnesses: These witnesses must be adults and cannot be:
    • Your healthcare provider
    • Someone entitled to inherit from your estate
    • Someone involved in your care
  4. Or you can use a notary public instead.
  5. Distribute copies: Once you create a living will, give a copy to:
    • Your primary care doctor (ask them to add it to your medical record)
    • Your family members or healthcare proxy
    • Your attorney (if you have one)

Texas law does not require you to file it with a government agency.

Common Mistakes to Avoid When You Create a Living Will

Even with a valid form, small mistakes can cause confusion or delays. Here’s what to watch out for:

  • Not communicating with family: A living will won’t help if your loved ones don’t know it exists. Talk to them about what it says and why.
  • Leaving blanks or vague wording: Fill out the form fully. Avoid unclear terms like “do everything possible” unless you explain what that means.
  • Failing to review or update: Your health, family situation, or values may change. Review your directive every few years or after a major life event.
  • Relying only on verbal wishes: Under Texas law, spoken preferences may not hold up without a written directive.

What Happens After You Create a Living Will

Once you’ve completed the form, your job isn’t done. Knowing how the document works in real situations is just as important.

If you become unable to make decisions and your doctor determines you have a qualifying condition, they will look at your living will. If you said you don’t want treatment, they’re legally required to follow that choice—unless they object based on personal or moral grounds. In that case, Texas law requires the doctor to try to transfer your care to someone who will honor your wishes.

If your directive requests life-sustaining treatment, care will continue unless another legal document overrides it.

How to Talk to Your Loved Ones Before You Create a Living Will

It may feel uncomfortable, but open communication helps prevent arguments later. Here’s how you can approach it:

  • Choose a calm moment—not during a medical scare or argument
  • Use personal examples if you’ve seen others go through end-of-life decisions
  • Explain your values and why you want certain treatments or not
  • Let them ask questions so they understand the document and won’t be caught off guard

The clearer your reasoning, the easier it is for loved ones to accept your choices and carry them out when needed.

Can You Update or Cancel a Living Will?

Yes. Texas law gives you full control over your directive. After you create a living will, you can revise or revoke it at any time.

To update your living will:

  • Complete a new directive with updated instructions
  • Destroy old copies and distribute the new version to your doctor and loved ones

To cancel it entirely:

  • Do it in writing or tell your doctor or family
  • Make sure they remove it from your medical records

There’s no limit to how often you can update it, but make sure changes are clear and consistent across all versions.

What to Expect if You Don’t Create a Living Will

Without a living will, things may not go the way you would’ve wanted. In Texas, the law allows someone close to you—like a spouse, parent, or adult child—to make decisions when you’re unable.

But if your family disagrees, or if you’re estranged from them, your care might be decided by:

  • A hospital ethics committee
  • A court-appointed guardian
  • A healthcare provider who doesn’t know your personal values

This can delay treatment or extend it unnecessarily. A signed directive removes this confusion and gives your loved ones peace of mind.

Conclusion

When you create a living will, you’re giving your family the gift of clarity. It’s not just about whether you want a ventilator or feeding tube. It’s about protecting your voice, your values, and the people you love from emotional strain and legal stress.

Texas makes the process straightforward, and it doesn’t require an attorney. A small effort now could prevent major complications later. Start by thinking about what matters to you—then write it down and share it with those who need to know.

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  11. Did Special Needs Trust Rules Change? What Families and Caregivers Should Know in 2025
  12. Medical Directive vs Living Will: What Texans Should Know Before Choosing

Frequently Asked Questions

1. Do I need a lawyer to create a living will in Texas?

No, you don’t need a lawyer. As long as you use the correct form and sign it properly, the document is valid.

2. Can I have both a living will and a medical power of attorney?

Yes, and it’s actually recommended. A living will covers specific treatments, while a medical power of attorney lets someone speak for you in situations not covered by the directive.

3. Where should I store my living will?

Keep it in a safe but accessible place. Also give copies to your doctor, your healthcare proxy, and family members.

4. Can I change my mind after creating a living will?

Yes. You can update or cancel your living will at any time, as long as you’re still mentally capable of making that choice.

5. Does a living will cover mental health treatment decisions in Texas?

No. Mental health directives require a different form under Texas law. A living will only applies to physical health decisions in specific medical situations.

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Legal Tip:

Having a will is a fundamental step in ensuring your assets are distributed according to your wishes. It's a critical component of estate planning that shouldn't be overlooked.

Understand the importance of wills in Texas: The Importance of Wills in Texas Estate Planning .

Downloadable Estate Planning Handbook: This image features a digital handbook cover, titled 'Comprehensive Guide to Estate Planning'. It showcases a clean, professional design with an image of a gavel and legal documents in the background, symbolizing legal authority and estate planning. The text highlights key topics covered, such as wills, trusts, power of attorney, and asset management. The colors are soft and inviting, designed to make the complex topic of estate planning approachable and understandable. A 'Download Now' button is prominently displayed, inviting users to access this valuable resource.

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